Investor Return – Mind the Gap ©2015 Morningstar, Inc. All rights reserved. Kittikun Tanaratpattanakit Investor Return – Mind the Gap Agenda 2 gBackground g The Real Test is Whether Investors Succeed

KRUNG THAI ASSET MANAGEMENT PUBLIC COMPANY LIMITED|Retirement Mutual Fund : RMF | Offering Date : 12/11/2018 - 21/11/2018

(Thailand), on the topic, ?Investor Return ? Mind the Gap?  has shown that the most important deciding factor for investors of mutual funds is investment return. Thus, funds that have performed well in recent

Clusters and Their Financial Literacy 14.55: Investor Return – Mind the Gap 15.25: Break 15.35: Trigger Funds: Trick or Treat 16.15: Open Discussion Thai Investor Clusters and Their Financial Literacy Arnond

focus. Each issue will be explored to the core with stakeholders? interest in mind to ensure right-to-the-point, effective problem solving. This involves interconnection among stakeholders with relevant

blueprint is the result of thorough analysis and re-adjustment of focus. Each issue will be explored to the core with stakeholders? interest in mind to ensure right-to-the-point, effective problem solving

disclosure. We vote on director elections and remuneration with this in mind. 3. Exclusions: Clients have implemented policies of divesting and excluding thermal coal producers where revenue exceeds 30% of

of an activity toward a trajectory compatible with the green pathway. Thus, in the following guidance the word “activity” will be used, but one must bear in mind, that the activity may exist in the

. Examples may include, but are not limited to, a “Most Favoured Nation” clause, or remaining in the top [quartile] of an industry or peer group with respect to a particular KPI. Issuers should keep in mind

interest of investors based on proper and effective rules and regulations. This serves to assure investors that management companies will appropriately manage the investments for investors, keeping in mind