Investor Return – Mind the Gap ©2015 Morningstar, Inc. All rights reserved. Kittikun Tanaratpattanakit Investor Return – Mind the Gap Agenda 2 gBackground g The Real Test is Whether Investors Succeed

Clusters and Their Financial Literacy 14.55: Investor Return – Mind the Gap 15.25: Break 15.35: Trigger Funds: Trick or Treat 16.15: Open Discussion Thai Investor Clusters and Their Financial Literacy Arnond

were back on track with 44.5% growth YoY and 3.4% growth QoQ. - In Q1’19, the Company maintained its leadership position with total market share of 31.1% in Brain and Body Boost (“BBB”) products which

initial margin is minimal when compared to the value of derivatives contract. Keeping this in mind when there is a significant change in market price of the future contract investor can make large amount of

investor. However, the amount of assets placed as an initial margin is minimal when compared to the value of derivatives contract. Keeping this in mind when there is a significant change in market price of

disclosure. We vote on director elections and remuneration with this in mind. 3. Exclusions: Clients have implemented policies of divesting and excluding thermal coal producers where revenue exceeds 30% of

of an activity toward a trajectory compatible with the green pathway. Thus, in the following guidance the word “activity” will be used, but one must bear in mind, that the activity may exist in the

งดืม่ Brain and Body Boost (“BBB”) ซึง่ประกอบดว้ยเครือ่งดืม่บ ำรุงก ำลัง เครือ่งดืม่เกลอืแร่ กำแฟพรอ้มดืม่ และ Functional Drinks โดยมสีว่นแบง่กำรตลำดรวม 31.1% ทัง้นีต้ลำดผลติภัณฑเ์ครือ่งดืม่บ ำรงุก ำลงัใน

leadership position, with 1H’19 market share of 25.3% increased by 856 bps YoY. In Brain and Body Boost (“BBB”) products which include energy drinks, sport drinks, ready-to- drink coffee and functional drinks

mind in particular the size and complexity of the signatory, the nature of the risks and challenges it faces, and the investment objectives of the signatory or its clients. 7. Whilst clients and