SERVICE 2 Bank of Sustainability K-Strategy is reimagined to drive growth and empower customers Purpose To Empower Every Customer's Life and Business Sustainability ESG Beyond Banking & Innovation Strong

significant potential to help achieve this. The demand for green bonds has been growing rapidly with total issuance increasing tenfold from $3bn in 2012 to $35bn in 2014. The market has been driven by a strong

, mountain view or tourist attractions, together recreation activities, for example, water sports, mountain bike, trail, etc, Moreover, the Company is committed to driving sustainability since the Company use

of 241 million baht, an increase of 111 million baht or 85% y-y and 26% q-q drove by auto loans business expansion. The Company also launched Motorcycle Big Bike Hire Purchase in September 2019, which

Thailand Taxonomy Board The Thailand Taxonomy Board is established to develop Thailand Taxonomy, a classification system of economic activities deemed as environmentally-sustainable. The Board comprises agencies from both the public and private sectors to ensure all sectors’ views are reflected. In the initial phase, the list of agencies is as follows: 1. Bank of Thailand (BOT)* 2. The Securities and Exchange Commission, Thailand (SEC)* 3. Office of Natural Resources and Environmental Policy and...

from the first inspection cycle (2010-2012) to 2019, the first year of the 4th inspection cycle (2019-2021), showed promising overall improvement despite the SEC’s more intensive inspection in several

%, driven by structural improvement in the commodity cycle and strong demand across geographies.  Core EBITDA per ton of $139, up 32% YoY, driven by uptrend in PET margins and significant recovery in Asia

letter of auction result. 5.4 A preliminary investment budget for provisioning of 5G service in key area is approximately Baht 10- 15 billion within the next 12 months. 6. Source of fund With strong

above due to government guarantees or strong counterparty credentials. Municipal bonds from the US market make up the rest of the 1% of bonds identified for solar power deployment, again with strong

Cycle of Audit Inspection ........................................................ Significant Statistical Information .................................. 02 04 05 08 24 38 40 43 Executive summary High