may span a spectrum, such that some may be considered asset owners and others asset managers. 6. Broadly speaking, asset owners include pension funds, insurance companies, investment trusts and other

) of Article 4(1) of Directive 2014/65/EU (as amended, "MiFID II"); or (ii) a customer within the meaning of Directive (EU) 2016/97 (the "Insurance Distribution Directive"), where that customer would not

time, we have focused on collaboration and synergy with other companies within KASIKORNBANK FINANCIAL CONGLOMERATE, Muang Thai Life Assurance Public Company Limited and our business partners, for service

rate of the extend period amount of 1.85 million baht. **** The interest calculated by the approved loan and the period of loan. 4.1.2) Guarantee Fee Guarantee Fee 1 % per annum of Collateral’s value

respective Principles. These Guidelines for External Reviews aim to promote best practice. They complement the Principles and other existing relevant guidance such as the Assurance Framework for the Climate

in assets under management and administration • Global wealth and asset management • Financial advice • Insurance Protecting customer assets since 1887 More than 15M retirement plan participants and

Life Insurance, featuring a tax-free 24-month fixed deposit product plus Pro Saving 615 Guarantee or Retirement 60/5 and Whole Life 99/5. For loan products, KBank prioritizes customer screening per our

and reporting Engage the Risk and Audit Committees. The Risk Committee evaluates financial impacts of risks to business, while the Audit Committee can ensure the quality assurance of climate-related

of Standards and complementary tools, including a glossary, guidance materials, assurance framework and training for different actors across the capital and investment spectrum. The Standards build on

Position Analysis 22 4.3 Loans and Deposits 24 4.4 Treasury Operations 28 4.5 Operating Performances of K Companies and Muang Thai Life Assurance PCL 29 4.6 Capital Requirements 30 4.7 Credit Ratings 31 5