customer engagement in order to reinforce our digital banking leadership, in support of the national policy of making Thailand a cashless society, we launched a “No Fees” campaign for funds transfer, top-up
of gross profit per every 100km of road transport, which is predominantly generated from fuel revenue. • The commercial proposition: ALD proposes a premium pricing model of A$0.60/kWh for fast charging
heightened competition from other financial institutions and non-bank players, KBank has focused on strengthening customer engagement through digital channels so as to reinforce our digital banking leadership
leveraging of our strength as Thailand’s number-one digital banking provider, with the aim of becoming the Customers’ Life Platform of Choice under our core strategy of Customer Centricity for our business
Translation real estate or leasehold right of the following mutual funds: (1) property fund; (2) property fund for solving financial institution problems; (3) mutual fund for solving financial institution
retained its leadership in the bancassurance business, holding the third-largest market share in total premiums. To secure our status as a leading financial institution which can efficiently cope with
share and preferred share, it shall separate ordinary share and premium share. And in case of having both a surplus and a deficit, it shall demonstrate such items separately without setting off. /2 In
Global and Thai Economy in the Third Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant Regulations and Rules related to Business Operations 2 2. Risk Management and Risk Factors 5
banking business and capital market business. Commercial banking business operated by Kiatnakin Bank Public Company Limited and the capital market business operated by Phatra Capital Public Company Limited
leading financial institution which can rapidly and efficiently cope with potential economic volatility. All of these efforts allowed KBank and K Companies to meet business targets while we also gained wide