monitored and controlled to prevent over-exposures in particular sectors, taking into account trend of industry growth and capital impact. Credit Underwriting and Approval KBank has formulated lending
predetermined limits, per the Bank of Thailand’s guidelines. Credit Underwriting and Approval KBank has formulated lending policy to ensure uniformity of good credit underwriting practices and comply with the
and Approval KBank has formulated lending policy to ensure uniformity of good credit underwriting practices and comply with the Bank of Thailand’s consolidated supervision guidelines. Guidelines for
, initially for our KBank Payroll customers, with notification of approval result given within a few minutes. Along with this, marketing activities were conducted via digital channels to promote spending both
technological changes to their operations may have a significant impact on, or risk implications for services, approval must be sought from the BOT. KBank has made various preparations and put in place risk
, especially global economic fluctuations and unresolved political issues. Businesses have also had to contend with new regulations and government projects. All of these factors affected the performance of KBank
Bank of Thailand within 30 days of its approval by the Board of Directors, which must be within June every year. The first submission will be made in June 2019. KBank is now preparing relevant procedures
simplified approval process to customers, with only collateral required, to assist small cash-based operators to better access funding sources. Moreover, KBank worked with TGIF Market to help shop owners sell
customer approval criteria for commercial lending policies, and closely monitored small and micro businesses. At the same time, KBank has been continually cautious in credit underwriting of retail customers
than Baht 500,000. KBank and Thai Bankers’ Association are now preparing and seeking approval for training courses from AMLO. Regulations for Businesses Undertaking Electronic Funds Transfer Service