amounting to not less than ten (10) percent of the total number of shares sold may submit a written request to the Board of Directors for calling an Extraordinary General Meeting at any time, but the subjects
have been redeemed or purchased (and consequently cancelled), at the Optional Redemption Amount together with accrued interest thereon or (ii) at any time prior to the relevant Optional Make-Whole
conduct transactions anywhere, anytime, without going to a bank branch. We therefore continued to consolidate branches with relatively low traffic and to expand service channels at viable locations. In this
via mobile phone. A smart model has been created for analysis of customer data in terms of financial behaviors and lifestyles to facilitate our clients in gaining access to loan anytime as desired. The
cause volatility in both money and capital markets at any time. This is despite the success of an agreement to “Phase One” of the trade deal, reached in January 2020. Market Risk in Trading Book
innovation, especially with our mobile banking app, K PLUS, as we continually enhance service efficiency, allowing customers to conduct transactions anywhere, anytime. Major initiatives of our digital banking
– anytime, anywhere. Major initiatives included: 1) K PLUS: Accommodating customers’ lifestyles, we have continually developed the Loyalty Card Platform with a new feature that allows customers to add KBank’s
and mobile solutions to accommodate a large number of new customers in the future, making KBank part of their personal and business lives anytime, anywhere, via either our own or our partners’ platform
bonds to be certified under the Climate Bonds Certification Scheme ("Scheme"), or to any issuer whose bonds may at any time be certified under the Scheme or to any other person or body whatsoever, whether
the concept of “Change for a Simpler Life”, along with continued system development for service efficiency enhancement allowing customers to conduct transactions anywhere, anytime. Major initiatives of