governance standards of the SEC are rigorous, not lower than the international standards, and not lower than the regulated entities under our own supervision. The governance framework was approved by the SEC
cumulative term of nine years from the first day of service. Upon completing nine years, an independent director may continue to serve on the board, subject to the board’s rigorous review of his/her continued
lth care, non-discrimination and safety in the workplace, access to relevant training, potential skills development and advancement. (2) Responsibilities to customers at least by adhering to applicable