Thailand 4.0 policy for a cashless society, KBank developed various products and services for greater convenience and work efficiency of our customers. Of note were co-promotions with our B2C customers in

that provide greater customer convenience, speed and reliability with ever-greater consideration of consumer protection and customer privacy. To secure our status as a leading financial institution which

relaxed rules will allow the private sector to 4 manage foreign exchange and conduct foreign exchange risk management with enhanced convenience and efficiency, effective February 15, 2020, which contain the

operating consumer goods business with largest convenience store chain. For your information Sincerely (Mr. Chirdsak Kukiattinun) Executive Chairman

Income from Other services 1.31 0.71 1.36 0.71 (0.05) (3.68) Income from Sale of food and convenience goods 13.01 7.06 13.51 7.02 (0.50) (3.70) Total Revenues from sales and services 181.38 98.47 188.04

Million Baht or 18.8% compared to the previous year, which contributes 33% of total revenue due to higher order volume and more variety of frozen ready meal product supplied to largest convenience store

from the package foods including with foods service in convenience stores and modern trade outlets. Earnings before Interest, Tax, Depreciation and Amortization (EBITDA) In the second quarter of year

ready to eat foods in convenience stores and modern trade outlets as well as original equipment manufacturer (OEMs)’s products. Earnings before Interest, Tax, Depreciation and Amortization (EBITDA) In Q3

company’s sale channels in shopping malls and convenience stores. The Company recorded share of loss from Scentimental of Baht 1.37 million in this quarter. 2. Total expenses was Baht 45.12 million

has also provided more variety of products (ready to eat) and distributed to a large convenience store chain. Costs Cost of Goods and Services Costs of goods and services amounts to 247.0 Million Baht