study on asset allocation for retirement savings in a group of working age investors. The allocation was made among common stocks, bonds, bank deposit and gold in appropriate mix adjustable through life
investment horizon. Furthermore, investment plan where proportion of investment in shares is automatically adjustable suit savers with limited knowledge and prefer status quo and clearly benefits those who are
significantly alter the returns and risks of the fund, for example, the calculation and announcement of asset value, unit value, subscription and redemption prices. The consultation paper can be