statements. The request was made on the ground that the independent financial advisor is in process of exploring and gathering documents and evidence as well as more information from overseas authorities for

expenses, save time and reduce traveling expenses from branch expansion. บ ริ ษั ท เ จ ต า แ บ ค จํา กั ด ( ม ห า ช น ) / ถนนศรีนครินทร์ หนองบอน ประเวศ กรุงเทพฯ 0 โทรศพัท์ : (66) 02 366 0400 โทรสาร : (66) 02

2018 and 2019 were 18.9% and 17.6% , respectively. This assumed that the Company could handle more effective at controlling employee’s remuneration, traveling expenses, and infrastructure expenses

rest when traveling to Thailand or for further rent as a result, the amount of room transfers increased from the previous year. 2. The total expenses amounted to Baht 28.59 million, an increase of Baht

in order to limit the movement of people, therefore, it resulted to the decrease in revenue from main business which affected in the traveling trips especially in April 2020. However, on May 3, 2020

and monitoring measures and activate an incident response team to combat the spread of the virus. They include: 1.1 Implement preventive measures 9  Recommend employees to avoid traveling between

market flexibility. In addition, the SEC is currently exploring the suitability of implementing alternative measures such as alternative price rules that automatically impose the uptick requirement

the previous year, mainly due to a decrease in premises and equipment expenses, traveling expenses and office supplies. Please be informed accordingly. Yours Sincerely, (Mr. Chih-Hung Lin) Chief

for the 3rd quarter of Year 2018 and 2019 were 19.9% and 15.5%, respectively. This assumed that the Company could handle more effective at controlling employee’s remuneration, traveling expenses, and

assumed that the Company could handle more effective at controlling employee’s remuneration, traveling expenses, and infrastructure expenses. Financing Costs The financing costs of financial institutions