the existence of the debt that Tangerine Properties Co., Ltd., a POLAR subsidiary, owes to Simba Co., Ltd. Earlier, the SEC ordered POLAR to conduct a special audit on such debt and requested the

Brand Growth Strategy Dominate Digital Payment Reimagine Commercial & Consumer Lending Democratize Investment & Insurance Penetrate Regional Market Net Zero Society Net Zero in Own Operations Decarbonized

harmoniously combining technology and talent” Customer Promise 5 Confidential Growth Strategy Key Capabilities Purpose Strong Brand Dominate Digital Payment Reimagine Commercial & Consumer Lending Democratize