platform that can meet customers’ needs in every aspect of their lives by leveraging our strengths as Thailand’s number-one digital banking provider and enhancing our services under three-pronged approach
Environment 1 1.1 Global and Thai Economy in 2019 and Outlook for 2020 1 1.2 Banking Industry, Competition and Emerging Risks 2 1.3 Significant Regulations and Rules related to Business Operations 5 2. Risk
leveraging of our strength as Thailand’s number-one digital banking provider, with the aim of becoming the Customers’ Life Platform of Choice under our core strategy of Customer Centricity for our business
customer engagement in order to reinforce our digital banking leadership, in support of the national policy of making Thailand a cashless society, we launched a “No Fees” campaign for funds transfer, top-up
heightened competition from other financial institutions and non-bank players, KBank has focused on strengthening customer engagement through digital channels so as to reinforce our digital banking leadership
appropriate level of investor protection. Over the past year, the SEC improved important regulations, such as, establishing regulatory frameworks to meet the standards of the International Organization of
Thailand Greenhouse Gas Management Organization (Public Organization) for the second consecutive year Three awards from Asian Banking & Finance magazine: Domestic Retail Bank of the Year – Thailand (for
quarter. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the Second Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant
). The Organization of the Year Award for Financial Business LH Financial Group Public Company Limited if and award-winning company "Outstanding Organization of the Year in Financial Business" from the One