the 9-month period ended 30 September 2019 30 September 2018 Change Millions of THB % Millions of THB % Millions of THB % Revenue from sale of real estate 1,003.47 91.27% 1,501.95 96.98% (498.48) (33.19

% Millions of THB % Revenue from sale of real estate 1,279.32 89.51% 1,931.02 96.54% (651.70) (33.75%) Revenue from construction service 103.85 7.27% 14.96 0.75% 88.89 594.18% Other Revenue 46.11 3.23% 54.21

248.90 274.09 (41.46) (17%) 1.2 Real estate 16.22 26.69 18.55 (10.68) (40%) 1.3 Total income 223.66 275.59 292.64 (52.14) (19%) 2. Gross profit (% of sales) 2.1 Construction material 33.42% 37.80% 38.00

ที่ บช NO. AC. 004/2017 13 November 2017 Subject: Clarification of changes in operating performance of more than 20% To: The President of the Stock Exchange of Thailand M.K. Real Estate Development

of March 2019, deposits continued to expand while loans dropped slightly. Consequently, the ratio of loans to deposits declined from the end of 2018. However, loan quality was relatively stable as the

Investment Token (asset-backed เช่น real estate-backed) STO (หลักทรัพย์ต่าง ๆ) ICO* พ.ร.บ. หลักทรัพย์ฯ พ.ร.ก. การประกอบธุรกิจ สินทรัพย์ดิจิทัลฯ เมื่อเป็นหลักทรัพย์ จะไม่เป็นสินทรัพย์ดิจิทัล *ก ากับการออกเสนอ

Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR). The BOT has granted a temporary relaxation on liquidity, adjusting the LCR and NSFR to lower than 100 percent until 31 December 2021, in

serviceability of SMEs, maturity mismatches among businesses, particularly in the real estate sector, and the search-for-yield behavior in the prolonged period of low interest rates that could lead to the

the Thai baht remained in line with those of other currencies in the region, close monitoring of short-term capital flows is necessary. The overall financial system remained stable and resilient to

year. As the loan quality was relatively stable, the ratio of gross non-performing loans (NPL) to total loans was 2.9 percent, nearly the same level at the end of 2017. The Bank of Thailand’s Senior Loan