in the Korean Peninsula The impact of GPR 4 The Problem Statement and Research Motivation ❑ GPR has become a primary threat and challenge faced by corporates (PWC, 2019) ❑ Extensive literature
of March 2019, deposits continued to expand while loans dropped slightly. Consequently, the ratio of loans to deposits declined from the end of 2018. However, loan quality was relatively stable as the
the Thai baht remained in line with those of other currencies in the region, close monitoring of short-term capital flows is necessary. The overall financial system remained stable and resilient to
predominantly to an increase in others (under other commitments). Sources and Utilization of Funds The primary sources of funds as of September 30, 2017 were Baht 2,301.0 billion or 74.9 percent in deposits, Baht
, trading and construction. Demand for consumer loans is likely to increase in the credit card sector, while demand for housing loans and other personal loans will be stable. Demand for auto-leasing will tend
year. As the loan quality was relatively stable, the ratio of gross non-performing loans (NPL) to total loans was 2.9 percent, nearly the same level at the end of 2017. The Bank of Thailand’s Senior Loan
be effective in 2020, the Thai commercial banking system will be more stable and able to support loan expansion in the next phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item
regulations for Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) requirements. The preparation for TFRS 9 adoption, which will come into effect in 2020, and managing loan quality and NPL
other guarantees and others (under other commitments). Sources and Utilization of Funds The primary sources of funds as of March 31, 2018 were Baht 2,334.1 billion or 73.5 percent in deposits, Baht 405.5
Thailand remained stable. Capital funds and reserves were at a high level and were able to support the challenges of uncertain economic conditions. The performance of the Thai banking system improved, mainly