Connected Transaction_Subordinated loan Translation No. 24/2019 December 30, 2019 To: The President The Stock Exchange of Thailand Subject: Notification of the connected transaction relating to

Microsoft Word - APCON loan 30 mb Roll-over _EN_ page 1/4 May 14, 2020 Subject : Notification of extension of financial assistance period to associated company (Connected person) To : The President

Microsoft Word - APCON loan 30 mb Roll-over 2 _EN_ page 1/3 August 17, 2020 Subject : Notification of extension of financial assistance period to associated company (Connected person) To : The

Microsoft Word - APCON loan 30 mb Roll-over _EN_ Revise II page 1/4 May 14, 2020 Subject : Notification of extension of financial assistance period to associated company (Connected person) To : The

and an increase in net interest income in line with loan growth, which was consistent with rising net interest margin (NIM). Excluding net profit from investment and income from auction of mortgaged

totaled Baht 1,386 million, an increase of 21.2% yoy from the growth in deposit consistent with the overall expansion in loan portfolio. Cost of funds for 1Q19 remained stable at 2.3% comparing to 1Q18. For

credit card spending and acquisition of new credit card customers. In addition, our consolidated revenue from Personal Loan were 10,385 million baht, stable from previous year and consolidated hire

consistent with the overall expansion in loan portfolio. Cost of fund for 2Q18 remained stable at 2.3% yoy . For the three month period ended Consolidated Change Jun 30, 2018 Jun 30, 2017 Baht million

expansion in loan portfolio. Cost of fund for 2Q18 remained stable at 2.3% yoy . For the three month period ended Consolidated Change Jun 30, 2018 Jun 30, 2017 Baht million % Interest expense 1,224 1,030 194

interest rates plus other benefits for customers seeking to buy a new home and to refinance their mortgage in order to cope with the slowdown in housing loan after the implementation of new loan-to-value