in the next two years?” Source: World Economic Forum Global Risks Perception Survey 2021-2022 6 Source: National Audit Office, UK Recognizing climate change risks allow businesses to develop strategies

Agreement to limit dangerous climate change • Demand-driven, adjusting key focus areas based on partner countries’ needs and sectoral priorities UK PACT is a £60 million programme running between 2018 and

- managed companies receive credit for their efforts and can be a catalyst for change at those that are lagging their peers. Perhaps most important, engagement builds relationships over time that engender

share price and trading volume against normal market conditions. In this regard, SEC has found that one of the factors for such trading irregularity was that the true free float of DELTA shares was low

. Seminars and conferences are other common ways to work together and share know-how. Having external individuals as representatives on sub-committees that review or formulate new regula- tions was another

from the change in defined benefit plan according to KBank’s employment policy which is not related to labor law, together with rising marketing expenses, our cost-to-income ratio stood at 45.02 percent

20T H ANNIVERSARY 1 Securities and Exchange Commission, Thailand Annual Report 2012 SEC ANNUAL REPORT 20122 THE YEAR OF CHANGE The year 2012 was the time for change to become the visionary partner

becoming insolvent as a prerequisite. After a debtor has defaulted on credit obligations, he/she may submit a request to the court for proceeding with reorganization. This change provides a greater

have risen abruptly, especially the rapid evolution of digital technology, intensified effects of climate change, and regulatory changes in the financial business. To cope with these issues, most

income payer shall be responsible for deducting a 15-percent withholding tax from taxable income which shall include (1) a share of profit or any other benefits of the same characteristics derived from the