always knowing our customer insight. In addition, in this quarter some customers rush to transfer and secure their mortgage before the new BOT’s LTV measure become effective. 2. Selling and Administrative

corresponding period last year, or 22.75% decreased. The revenue was decreased because some customers rush to transfer and secure their mortgage in the first quarter before the new BOT’s LTV measure become

the previous year. Because the distant for transportation to customer increased 258,575 kilometers, or 24.78% compared to the previous year, transportation expense increased 4.89 Million Baht, or 27.18

expense for the Group increased amounting to 1.65 Million Baht, accounting for 31.85 % from the previous year. Because the distant for transportation to customer increased 154,505 kilometers, or 58.94

for employee attendance, it is to reduce the risk of travelling in rush hours and congestion. - Making life insurance (COVID-19) for employees, all will be insured with coverage limit in the amount of

landlord to rush to transfer the ownership of the said land within June 17, 2020, causing the board meeting to not be held before the transaction date. Therefore, it is necessary to request ratification of

may arrange an alternative site for supporting continuity of operation. Such alternative site should not use the same source of infrastructure as the main office, should have a location distant from the

during rush hour. As the recent COVID-19 outbreak resulted in the temporary closure of the sit-in service within the dessert stores, the Company recognized the important to prepare for changes that may

household sector increased due to the rush to transfer home ownership before the effective date of the revision of the housing loan regulation (LTV measure) on April 1, 2019, but demand for auto-leasing

confidence coupled with the already high household debt level. Nevertheless, the non-durable goods increased partly from the rush in purchase of consumers goods due to the concerns on the COVID-19 outbreak