Bitcoin or Gold for a Diversifier? Tales of Before and During COVID-19 Crisis Financial Literacy and Fintech Adoption for Quality of Life Yosuke Kakinuma Chiang Mai University Business School SEC

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https://www.sec.or.th/TH/Template3/Articles/2567/220567.pdf Bitcoin or Gold for a Diversifier? Tales of Before and During COVID-19 Crisis THB102, (2) Exactly THB102, (3) Less than THB102, (4) Do not know