the time of the misconduct from 2015 to 2017 holding the positions of director and executive of NMG – made a joint decision to approve, order and arrange a recording of false advertising income in the

Products 23 - Natural Resources Statement of Cash Flows Statement Financial Ratios Environment Management Accounting Statement of income 11 Financial Position 32 Management’s Perspective towards 2020

innovations. Expected outcome 1. NSF members, after retired, would be provided with basic income (principal guaranteed with minimum rate of return not less than time deposit rate). 2. The NSF would

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

baht which is greater than the same quarter in the previous year which the net loss was 2.76 million baht due to the income derived from providing consulting service regarding domestic transportation

% Gross Profit 40.35 60.30 -19.95 -33.08% 95.98 169.48 -73.50 -43.37% Other Income 79.28 16.06 63.22 393.52% 88.89 30.93 57.96 187.38% Selling & Administrative Expenses 31.98 39.27 -7.29 -18.57% 65.31 78.98

) % 2016 (Q2) % YoY Dif. +/- YoY % +/- Sales and service income 231.08 99.1% 193.18 97.2% 37.90 19.62% Other incomes 2.09 0.9% 5.66 2.8% - 3.57 -63.05% Total revenues 233.17 100.0% 198.84 100.0% 34.33 17.26

operating performance and financial position for the third quarter and nine months ended September 30, 2018 with those of 2017. This report discusses principal changes in the unreviewed consolidated financial

operating performance and financial position for the third quarter and nine months ended September 30, 2018 with those of 2017. This report discusses principal changes in the reviewed consolidated financial

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED