คำขอความเห็นชอบเป็นผู้ควบคุมปฏิบัติงานในสายงานที่ปรึกษาทางการเงิน (Online) แบบ FA-2 ค ำขอควำมเห็นชอบเป็นผู้ควบคุมกำรปฏิบัติงำน (Online) วันท่ีพิมพ์ .......................................... เรียน

increased by 5% y-y, mainly due to the continual increase in credit card spending through online channels and marketing with business partners. In the first quarter of 2023, online credit card spending shared

last year and able to maintain its No. 1 position in the online top up machine business, both in terms of number of kiosks and total usage amount. The Company's strategy continues to focus on the

the leader of online top-up machine market both in terms of total usage amount and the number of kiosks, covering all area nationwide. The Company's strategy continues to emphasize on efficient location

transactions was 30,553 transactions per day, increasing 17.6% YoY Business Overview In 1Q19, FSMART is able to maintain as the leader of online top-up machine market both in terms of total usage amount and the

personal loan revenues and higher bad debt recovery. In addition, in September the Company launched “AEON Thai Mobile Application” which is new financial innovation to meet lifestyle in digital era and

cardless cashing totally online shopping increased around 2 times and cardless cashing share more than 30% of total personal loans. Moreover, our revenue from bad debt recovery growing by 11% y-y. Details of

, FSMART (or the “Company”) is still the leader in online top-up kiosk business in both total transaction amount and the number of kiosks, covering all area nationwide. The Company’s key strategy focuses on

, reaching 89.6% of GDP in the second quarter of 2024. This continues to pressure the growth of personal loans, particularly unsecured loans offered by both commercial banks and non-bank financial institutions

than last year. Credit Card receivable was 418,747 million baht, with the growth of 6% from the same period last year. For personal loan industry, the numbers of account of personal loan under