manner of deceit, fraud or dishonesty relating to offences against property as specified as prohibited characteristic in Group 2 under Clause 30; (3) having a reasonable ground to believe that there is a

supervising services of insurance agents and brokers have been amended and added, including the use of electronic methods in insurance business. Other amendments include increased penalties for fraud offences

. SorNorSor. 19/2562 (2019) Re: Rules on Know Your Customer (KYC) for Deposit Account Opening of Financial Institutions, effective on September 3, 2019. The legislation aims to prevent fraud from forgery or

appropriate action as necessary. • Confident to manage investments and make adjustments. • Motivated to be kept informed about existing investments and take necessary actions. 5 A. AWARENESS AND KNOWLEDGE, i.e

Section 133 Securities and Exchange Act B.E. 2535 Section 133. The securities company shall manage a private fund with honesty and care to preserve the interests of the person who has authorized the

“whistle blowers” in providing information on corporate fraud or embezzlement ● Monitor audit committee statements in listed company annual reports Enlarge the roles of institutional investors ● Require

Section 117 Securities and Exchange Act B.E. 2535 Section 117. In the management of a mutual fund, a securities company may set up and manage a mutual fund only when its application to set up the

compliance issue in particular, such as a case of significant fraud, any instance of corruption or human rights violation or any other material violation of the law could significantly harm the Group's

, resulting in fewer deficiencies detected. There are, however, other areas in which further improvements are warranted such as audit planning and risk assessments, audit procedures in response to fraud risk

. Implementation 34 5. Moving Forward 35 THE INVESTMENT GOVERNANCE CODE PRINCIPLES Principle 1 Adopt a Clear Written Investment Governance Policy 37 Principle 2 Properly Prevent and Manage Conflicts of Interest and