, regulatory changes, and technological advancements which affected consumer behavior. KASIKORNBANK has established business direction primarily by considering the balance of three dimensions – economy, society
Platform of Choice” in order to maintain existing clients with good track records while also broadening opportunities to acquire new patrons via digital channels. KASIKORNBANK has established its business
an excellent customer experience. We have collaborated with our partners, cross-industry and cross-border, to create ecosystem partnerships under the “KASIKORNBANK and Beyond” concept. All of these
KASIKORNBANK FINANCIAL CONGLOMERATE according to the Basel III Accord B was 18.53 percent, with a Tier 1 capital ratio of 15.17 percent, remaining sufficient to cushion against risk in times of crisis, and
businesses have felt compelled to seek new business opportunities. KASIKORNBANK has established our business directions on the foundation of a Bank of Sustainability, accounting for the balance of three
, capital adequacy ratio (CAR) of KASIKORNBANK FINANCIAL CONGLOMERATE (the 1 In the Annual Report, this item is shown under the topic, “Management Report”. B Conglomerate) according to the Basel III Accord
7 3. Business Directions and Operations of Core Businesses 9 3.1 Sustainable Development and Corporate Governance 9 3.2 Business Directions of KASIKORNBANK and the Wholly-owned Subsidiaries of
customer experience. We have collaborated with our partners, cross-industry and cross-border, to create ecosystem partnerships under the “KASIKORNBANK and Beyond” concept, taking into account changing
risks in Thailand Speakers Mr. Vitai Ratanakorn, President and CEO of Government Savings Bank Mr. Krit Jitjang, President of KASIKORNBANK Ms. Uthaiwan Anuchitanukul, Head of Excellence & Sustainable
and Corporate Governance 7 3.2 Business Directions of KASIKORNBANK and the Wholly-owned Subsidiaries of KASIKORNBANK 8 3.3 Customer Segments and Services 8 3.4 Service Channels 12 3.5 Awards and