Sustainable Development and Corporate Governance KBank has conducted our business with the foundation of Bank of Sustainability with appropriate risk management and good corporate governance in economic, social

potential economic uncertainties, KBank emphasizes predictive integrated risk management (IRM) through the establishment of comprehensive risk management principles and policies, a risk-aware culture Bank

service provider under this Act, KBank must comply with its provisions. We are fully prepared to submit applications for licensing and registration with the Bank of Thailand and to issue operational

operating performance of the wholly-owned subsidiaries of KBank was also satisfactory in terms of quantity and quality due to the concerted efforts of all units involved. KASIKORN SECURITIES PCL has developed

growth and returns while maintaining our market leadership over the long term. Guided by our core strategies of “Customer Centricity” and making KBank the Customers’ Main Bank for all eight customer

stipulated in this legislation. KASIKORN LEASING Co., Ltd. (“KLeasing”), one of the K Companies, is governed by this statute. KBank has studied the change and communicated relevant information to KLeasing and

greater than the Bank of Thailand’s requirement. In this quarter, KBank established business directions on the foundation of a Bank of Sustainability, accounting for the balance of three dimensions

” and making KBank the Customers’ Main Bank for all eight customer segments, we focus on creating innovations and managing financial products, as well as reinforcing our sales and service quality

heightened competition from other financial institutions and non-bank players, KBank has focused on strengthening customer engagement through digital channels so as to reinforce our digital banking leadership

Core Businesses 3.1 Sustainable Development and Corporate Governance KBank, as a major driver of economic growth, has operated our business as a Bank of Sustainability, maintaining a balance in economic