. For the Thai monetary policy, the Bank of Thailand’s policy rate is expected to stay low at 1.50 percent for almost 3.0 3.3 3.9 4.0 -0.9 0.2 0.7 1.1 -2 -1 0 1 2 3 4 5 GDP Headline Inflation Thailand

652,714 5.20 United Overseas Bank 525,142 2.77 405,299 3.01 372,178 2.97 CIMB Thai 350,377 1.85 185,215 1.37 209,094 1.67 Kiatnakin Bank 295,137 1.56 182,206 1.35 220,160 1.75 TISCO Bank 290,700 1.53

Thanachart Bank 999,575 4.97 734,561 5.24 693,929 5.43 United Overseas Bank 566,212 2.82 465,411 3.25 404,342 3.16 CIMB Thai 385,109 1.92 199,132 1.42 222,002 1.74 Kiatnakin Bank 299,216 1.49 172,661 1.23

per the following details : 1. Date/Month/Year of transaction Within December 2018. 1 / 3 2. Related Parties Seller : Chodthanawat Company Limited Buyer : Kiatnakin Bank Public Company Limited 3

Management Discussion and Analysis For the third quarter and nine-month ended September 30, 2020 (Unreviewed) Kiatnakin Phatra Bank Public Company Limited Investor Relations Email: investor_relations

Management Discussion and Analysis For the first quarter ended March 31, 2021 (Unreviewed) Kiatnakin Phatra Bank Public Company Limited Investor Relations Email: investor_relations@kkpfg.com Tel. +66

Management Discussion and Analysis For the second quarter and six months ended June 30, 2018 (Unaudited) Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations

Management Discussion and Analysis For the second quarter and six months ended June 30, 2018 Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations@kiatnakin.co.th Tel

Management Discussion and Analysis For the third quarter and nine-month period ended September 30, 2018 (Unreviewed) Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations

Management Discussion and Analysis For the third quarter and nine-month period ended September 30, 2018 Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations