services available at branches and across all other bank channels. Middle Income and Mass: KBank issued relief measures for COVID-19 hit customers via suspension of principal and interest payment and

reduce debts from such divestment of YLP, i.e. - Outstanding debts of PFR owed to the Purchaser 348,567,548 Baht Outstanding debts of YLP owed to - Kasikorn Bank Public Company 686,179,283 Baht - Others

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

heightened competition from other financial institutions and non-bank players, KBank has focused on strengthening customer engagement through digital channels so as to reinforce our digital banking leadership

date for determining the underlying value: Guarantee/collateral: Method of redemption:  Physical  Cash  Physical or Cash  Etc. …… Principal protection at maturity date: Offering price: Condition for

expenses because of lower bank borrowings resulted from the decreased accounts receivable and inventories, plus the company has efficiently controlled the marketing and administrative expenses to cope with

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED AND AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

for the Company : • The Company will reduce debts from such divestment of YLP, i.e. - Outstanding debts of PFR owed to the Purchaser 348,567,548 Baht - Outstanding debts of YLP owed to Kasikorn Bank

price, dates and time of the offering for sale or conditions on the offering for sale of units. 2 “principal asset” means principal asset in which REIT is able to invest under rules as prescribed in the