Card, for card activation, transfer of accumulated points to our business partners’ loyalty programs, redemption of KBank Reward Points via K PLUS Market, and other marketing activities via digital

single brand of KASIKORNBANK. In alignment with our business strategies for 2019, KBank and subsidiaries thus reported Baht 38,727 million in net profit, increasing Baht 268 million or 0.70 percent

of digital technology, which has shaped a new trend of consumption amid intensified borderless business competition via digital channel. To brace for these numerous challenges, KBank prioritizes the

customer privacy. Being aligned with our business strategies, KBank and subsidiaries thus reported that net profit for the first quarter of 2019 totaled Baht 10,044 million, decreasing Baht 722 million or

exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential

cost over the long term, which will in turn help reduce costs within the economic system.. Within this context, KBank and K Companies accentuate enhancement of our business capabilities to achieve

payment, campaign to promote more application for KBank JCB Credit Card and OneSiam KBank Credit Card, cash back offering and transfer of accumulated points to our business partners’ loyalty programs to

context, KBank and K Companies operate our business as a Bank of Sustainability under appropriate risk management and good corporate governance. We accentuate enhancement of our business capabilities to

, reducing recruitment and training costs. • 74% of LGBTI consumers are more likely to support businesses they perceive as inclusive, enhancing brand loyalty and expanding market reach. SEC Classification

loyalty fee, rental fee, construction fee, decoration fee, equipment fee, and other expenses relating to the Project; Hero Experience has entered into credit facilitie agreements on May 23, 2018 with the