Policy • Environmental Management Experience Sharing • Environmental Report AGENDA 4 Confidential BANK OF SUSTAINABILITY KASIKORNBANK Vision, Purpose and Culture To Empower Every Customer’s Life and

1, 2020. Currently there are 5 D-SIBs in Thailand which are Bangkok Bank, Krung Thai Bank, Bank of Ayudhya, KASIKORNBANK, and Siam Commercial Bank. Over the past years, KBank has always recognized the

- Translation - Tender Offer for Securities (Form 247-4) Of Glow Energy Public Company Limited By Global Power Synergy Public Company Limited (The Tender Offeror) The Siam Commercial Bank Public

Jun. 2019 Mar. 2019 Branch Network 1) 882 927 Branches of Locally Incorporated Institution 6 6 Foreign Exchange Booth 138 138 KASIKORNTHAI BANK LIMITED (Lao PDR) 2 2 THE WISDOM 101 102 KASIKORNBANK

of Locally Incorporated Institution 6 6 Foreign Exchange Booth 135 138 KASIKORNTHAI BANK LIMITED (Lao PDR) 2 2 THE WISDOM 101 101 KASIKORNBANK (CHINA) CO., LTD. 4 4 SME Business Center 143 147 Branches

risk, and greater than the Bank of Thailand’s requirement. As evidenced, capital adequacy ratio (CAR) of KASIKORNBANK FINANCIAL CONGLOMERATE (the Conglomerate) according to the Basel III Accord was 18.05

, regulatory changes, and technological advancements which affected consumer behavior. KASIKORNBANK has established business direction primarily by considering the balance of three dimensions – economy, society

KASIKORNTHAI BANK LIMITED (Lao PDR) 2 2 Corporate Business Center - - KASIKORNBANK (CHINA) CO., LTD. 4 4 SME Business Center 2) 121 121 Branches 3 3 International Trade Service Center 58 58 Representative

businesses have felt compelled to seek new business opportunities. KASIKORNBANK has established our business directions on the foundation of a Bank of Sustainability, accounting for the balance of three

1,817,136 15.31 Krung Thai Bank 2,781,740 15.13 2,073,594 15.99 1,748,653 14.74 Siam Commercial Bank 2,725,632 14.82 2,087,890 16.10 1,931,839 16.28 KASIKORNBANK 2,444,824 13.30 1,875,729 14.47 1,662,880