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agenda item shall declare such conflicts and be prohibited from participating in the consideration of the item. The CMSB’s and the Audit Committee’s meeting procedures follow the same guideline. In 2010
attend meetings on relevant topics. Any board member having conflicts of interest in any agenda item is required to declare such conflict in advance and prohibited from participating in the consideration
meeting shall not be less than half to constitute a quorum. Members of management may attend the meeting on relevant topics. Any member of the SEC Board having conflicts of interest in any agenda item is
invaluable export item, epitomize the exquisite beauty and unique elegance of Thai fine arts. In Support of the Arts The SEC promotes the perpetuation of Khon mask craftsmanship, a proud heritage and symbol of
to income ratio stood at 45.32 percent. KBank has set aside higher allowance for impairment loss on loans from the preceding year, with 1 In the 2019 Annual Report, this item is shown under the topic
In 2018 Annual Report, this item is shown under the topic, “Management Report”. B Meanwhile, KBank’s net interest margin (NIM) was 3.39 percent, which was within the set target, and cost-to-income
in line with income from investments, an increase in net premiums earned - net, and revenue from capital market products. Nonetheless, given one extraordinary item – an increase in retirement reserves
E_1 Legal_FA_2015_12_29-c A HibrWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending September 30, 2018 The Thai economy in the third quarter of 2018 grew at a decelerating rate due to slowdown in external sector and manufacturing production at home. Meanwhile, private consumption which continued to expand was derived mainly from increased expenditures on automobiles. Nonetheless, the business sector remained challenged by new modes of competition, the broade...