interest rate of 4.18% p.a. In December 2018, BGRIM issued the first green and climate bonds in Thailand with an amount of Baht 5,000 million which solely invested by Asian Development Bank (ADB) with term

buildings for rent located in Samutprakan Province. The Contract to buy and sell of Land has terms and conditions that are agreed upon as follows; Contract Date January 18, 2018 Party and Relation Innovative

for rent located in Samutprakan Province. The Contract to sell of Land has terms and conditions that are agreed upon as follows; Contract Date January 18, 2018 Party and Relation Innovative Design and

innovative and alternative channel to access the Bank financial planning and investment services. The consolidated net profit for 1Q18 totaled Baht 1,513 million, an increase of 16.0% from Baht 1,305 million

an innovative and alternative channel to access the Bank financial planning and investment services. The consolidated net profit for 1Q18 totaled Baht 1,513 million, an increase of 16.0% from Baht

subsidiaries offsetting while the Company recognized THB 123 million revenue from new business. Earnings before Interest, Tax, Depreciation and Amortization (“EBITDA”) reported THB 222 million decrease 52.3

PowerPoint Presentation MANAGEMENT DISCUSSION & ANALYSIS (MD&A) Q2/2018 GLOBAL POWER SYNERGY PUBLIC COMPANY LIMITED 0 THE INNOVATIVE POWER FLAGSHIP OF PTT GROUP Management Discussion & Analysis

also creating innovative products and comprehensive services in keeping with changing customer expectations regarding financial services, with ever-greater consideration of consumer protection and

compared to the year before. Net interest income increased by Baht 4,150 million or 4.21 percent due mainly to interest income from loans and investments. Net interest margin (NIM) therefore stood at 3.31

previous quarter. The improvement could be attributed to net interest income which increased by Baht 326 million or 1.27 percent. Net interest margin (NIM) stood at 3.34 percent. Non-interest income also