criteria of evaluation of the Transaction. : Projected Interest expense of the Transaction 1. Renewal of a loan 26.90 Million Baht ( 1 December 2019 to 30 November 2022) (26.90 million baht x interest rate

-020-1 FAX. 66-38 480-080 4. Details of property Acquired/Disposition Transaction Value : Loan 100 Million Baht Interest expense of the transaction in 2018 : 4,900,000.- Baht The interest rate : 4.9

financial assistance 4. Details of property Acquired/Disposition Transaction Value : Loan 60 Million Baht Interest expense of the transaction in 2020 : 2,940,000.- Baht The interest rate : 4.9 percent per

262-1-71 rai (Less is devoted to the public interest, the remaining area of 0-2-50 rai valuation of 261-3-21 rai or 104,721 square meters, was not indivisible unit.) Evaluation by GROW Estimation Co

Date of Establishment : within August 2019 Location : Rama 2 Soi 33, (Wat Yai Rom), Jomthong, Bangkhuntian, Bangkok (The land is owned by the director. Leasehold evaluation by independent appraisers is

. Performance Evaluation of Corporate Governance Thai Institute of Directors Association (IOD) disclosed the 2019 Corporate Governance evaluation result of Thai listed companies, LH Financial Group Public Company

profit margin for the year 2019 was mainly due to differences in product mix and the impact derived from adoption of USD as the Company’s functional currency which in resulting of lowered cost evaluation

lowered cost evaluation caused from price variance during the period as compared to previous year. 3. Selling and Administrative Expenses For the first quarter ended 31 March 2019, the Company’s SG&A

governance (ESG 100) of 2020 by Thaipat Institute for the 6th consecutive year and the company’s securities have also been included in the Universe of ESG 100 securities group of 2020. Performance Evaluation

Internal Control Sufficiency Evaluation Form Concepts and Objectives Good internal control is essential for a listed company or a public company as it can help preventing, managing, mitigating risks