insurance for properties damaged and business interruption. However, the export sales grew significantly and help overall beverages sales. Food business Despite of overall Thailand economic in this quarter

UHT production line, which was fully covered by insurance for properties damaged and business interruption. The export sales continued to grow significantly, which helped overall beverages sales. Food

. KEY BUSINESS AND STRATEGIC UPDATES 1) ADVERTISING – LAYING A STRONG FOUNDATION FOR GROWTH BY MAKING STRATEGIC PARTNERSHIPS AND CREATING INNOVATIVE PRODUCTS  VGI GLOBAL MEDIA PLC   INTELLIGENT DIGITAL

business interruption. The export sales continued to grow significantly, which helped overall beverages sales. Food business The food sales in the fiscal year 2018 was Baht 6,610 million, increased slightly

PowerPoint Presentation ©2015 Morningstar, Inc. All rights reserved. Kittikun Tanaratpattanakit Senior Research Analyst Morningstar Research (Thailand) Ltd. Intelligent Financial Planning Decisions 2

/YEAR AVERAGE INTERRUPTION DURATION INDEX CLIMATE RESILIENCE CARBON NEUTRAL ZERO CARBON EMISSION OF ORGANIZATION’S OPERATIONS (SCOPE 1 & 2) CIRCULAR ECONOMY 100% ACHIEVE ZERO E-WASTE TO LANDFILL, AND USE

to continuously provide services to customers without interruption. In addition, KBank expedited the launch of assistance measures for customers affected by the COVID-19 pandemic, including retail, SME

COD in May, 2017 as per the planned schedule - Additional revenue from business interruption claims of GHECO-One and Gulf JP NLL was Baht 107 million  EGM approved Baht 5,000 million of bond issuance

TS1, Gulf TS2, and Gulf TS3) achieved their COD this year as per the planned schedule - Additional revenue from business interruption claims of GHECO-One and Gulf JP NLL was Baht 144 million (WHAUP’s

. Fama and French, 1993) Motivation Explaining Value Data Results Conclusions Conclusions • “Price is what you pay, value is what you get” – Warren E. Buffett • “Margin of safety” – The Intelligent