funds Insurance Low Middle High 0 1 2 3 4 5 6 7 25 -2 7 28 -3 0 31 -3 3 34 -3 6 37 -3 9 40 -4 2 43 -4 5 46 -4 8 49 -5 1 52 -5 4 55 -5 7 58 -6 0 2.7 3.5 4.1 4.4 4.6 4.7 4.7 4.5 4.3 3.9 3.4 2.8 0 1 2 3 4 5

life insurance policy that offers high returns with no health checkup required. We also respect the importance of upgrading our “THE WISDOM” brand and remaining the top-of- mind brand among our Affluent

215, featuring a short-term life insurance product with low risk and high return. We also teamed up with KASIKORN ASSET MANAGEMENT CO., LTD. to launch mutual funds with varied investment policies suited

earnings strings. 9 Theoretically, sufficiently high earnings persistence drives a string of earnings in the absence of a strong time trend in earnings. This, therefore, may be the case that the reward to

three-month period ended September 30, 2019 is THB 58.91 million, an increase of THB 31.19 million (112.5%) relative to last year quarter’s. This is mainly due to the following factors: 1. Motor insurance

Exchange Commission No. Kor Jor. 4/2560 Re: Determination of the Definitions of Institutional Investor, Ultra-high Net Worth Investor and High Net Worth Investor ___________________________ By virtue of

insurance company; (8) life insurance company; (9) mutual fund; (10) private fund managed by a securities company for the investment of ultra-high net worth investors, high net worth investors or investors

decreased from Private sector’s customer of insurance since the market trend of Insurance Outbound Telesales services was slowdown which because of the and also the various ways of ap 2.3 Revenue from

No. SN.LK. 62/08.0003 August 9, 2019 Subject : Management Discussion and Analysis Quarter 2 ending 30 June 2019 To The President The Stock Exchange of Thailand Indara Insurance Public Company Limited

has risen by 25.6%, but net earned premium has only gained 12.1%. This is because long-term insurance policies contributed to a certain portion of sales growth. Earning those premiums in a given period