greater card spending in response to government measures to create user confidence via enhanced security in card spending. 3.4 Service Channels KBank maintained our commitment to developing efficiency in
formulation of policies for the prevention of conflict of interest. 6. Labor Protection Act (No. 7) B.E. 2562 (2019), published in the Government Gazette on April 5, 2019 and effective May 6, 2019 onward
security system must be in place, which includes system readiness, service continuity, and monitoring of business partners regarding IT security and customer data privacy protection. KBank will be able to
6,112.42 million or 18.47% from the previous year. Gross profit for 2018 was Baht 2,320.28 million, a decrease by Baht 514.45 million or 18.15% from last year; however, gross profit margin improved from 7.89
with higher sales. Gross profit margin as percentage of sales improved from 6.5% in Q2 2018 to 7.7% in Q2 2019 even when there was higher staff expenses to adhere to the changes in the Labor Protection
decreased by THB 167 million or 5.7 percent from last year. In addition, company had acknowledged of the past service cost for employee benefit in accordance with the Labor Protection Act ( No. 7) B. E. 2562
introduced customized financial services and innovations that provide greater customer convenience, speed and reliability with ever-greater consideration of consumer protection and customer privacy. Being
communication channels as part of our K-Culture program. Development of Fraud Management and Intelligent System to ensure enhanced security for customers’ transactions and increased efficiency in fraud
ensure enhanced security for customers’ transactions and increased efficiency in fraud detection via transaction fraud module for a broader coverage of transactions via various channels. Enhancement of
2014 6 TSE vs OSE: Strategic consolidation 7 Importance of study on RTOs • Regulators need to strike balance between investor protection without delineating potential firms to enter the exchanges