ถึงระบบการศึกษา, โครงการสนับสนุนการ จ้างงานและการเติบโตทางเศรษฐกิจของชาวอิตาลี ผู้ที่อยู่พื้นที่ประสบภัย หรือพื้นที่เศรษฐกิจตกต่ำ และโครงการสนับสนุนการลงทุนเพ่ือเพิ่มอุปทาน social housing ให้ประชาชนที่

of Commerce, Thai Institute of Directors, State Enterprise Policy Office in the Ministry of Finance, Federation of Accounting Professions, Social Security Office, Government Pension Fund, and

755,979 7.5% 14.0% Utilities and services 528,731 495,693 470,159 6.7% 12.5% Housing 290,133 249,845 251,197 16.1% 15.5% Real estate and construction 216,516 205,235 200,736 5.5% 7.9% Agriculture and mining

all but two states from SEC to state jurisdiction • Key contribution: The extant literature documents dynamics of bad behavior, but there has been no focus on external governance. • Regulatory

household sector increased due to the rush to transfer home ownership before the effective date of the revision of the housing loan regulation (LTV measure) on April 1, 2019, but demand for auto-leasing

accelerated the transfer of housing units to customers before the Bank of Thailand housing loan control measure (Loan-to-Value: LTV) became effective on April 1, 2019. Even though, the majority of MK customers

million which was higher than sale that recorded in the same period of last year. MK employed several strategies in order to help customers reduce the impact of the Bank of Thailand housing loan control

%. Another significant impact toward real estate business was the Bank of Thailand housing loan control measure (Loan-to-Value: LTV). The measure had direct effect on the consumers’ purchasing power. However

housing loans as most borrowers rushed to submit their loan applications before the effective date of the revised Loan-to-Value (LTV) measures on April 1, 2019. Demand for auto-leasing declined in line with

products launched by some financial institutions as well as from auto-leasing. Meanwhile, demand for housing loans continued to decline after the implementation of the revised Loan-to-Value (LTV) measures