cost over the long term, which will in turn help reduce costs within the economic system.. Within this context, KBank and K Companies accentuate enhancement of our business capabilities to achieve
continuously promote a good Market Conduct Culture via various media under the “Honest KBank People” campaign, as part of our K-Culture program. Cyber Risk Management Cyber risk refers to risk that may arise
of digital technology, which has shaped a new trend of consumption amid intensified borderless business competition via digital channel. To brace for these numerous challenges, KBank prioritizes the
compliance with the Code of Conduct and Anti-Corruption Policy via KBank e-Learning system - Conducting “KBank Honest People” campaign to promote integrity and ethical practices among employees - Communicating
system Holding a lecture on Governance, Risk Management and Compliance (GRC) for executives Launching the “KBank Honest People” campaign to promote a culture of integrity in the workplace, in adherence
exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential
single brand of KASIKORNBANK. In alignment with our business strategies for 2019, KBank and subsidiaries thus reported Baht 38,727 million in net profit, increasing Baht 268 million or 0.70 percent
durable goods. The Thai economy hence showed ongoing improvement from the first quarter. Nonetheless, the economic expansion, which was still limited and uneven, affected the performance of KBank and our
stimulus measures. Against this backdrop, KBank has established its business direction primarily by considering the balance of three dimensions – economy, society and environment – under good corporate
ratio in this quarter stood at 49.31 percent. KBank also set aside a higher expected credit loss of Baht 3,047 million compared to the preceding quarter, with prudent consideration of factors in line with