111 locations opening in 2019, in which their locations are situated in areas with high potential e . g. universities, convenience stores, supermarkets, department stores, including branches in office

develop a new strategy in expanding new stores in a small size format with largest convenience store chain in Thailand by selecting locations in a high density of community and nearby educational institutes

operating consumer goods business with largest convenience store chain. For your information Sincerely (Mr. Chirdsak Kukiattinun) Executive Chairman

introduced customized financial services and innovations that provide greater customer convenience, speed and reliability with ever-greater consideration of consumer protection and customer privacy. Being

for enhanced convenience to our customers in keeping with the digital lifestyle. For credit cards, KBank focused on acquiring new high-income customers through the launch of credit card products to meet

, several commercial banks may continuously set aside high provisions and focus mainly on debt restructuring in order to control loan quality, even though the Bank of Thailand’s leniency in asset

amid high household debt, whereas public investment and the government’s budget disbursement were affected by a delay in the formation of a new government. Nevertheless, economic stability remained sound

: Revenue amounts to 242.8 Million Baht, decreased by 14.5 Million Baht or 5.6% compared to the previous year as the Company has improved customer portfolio by focus more on high margin SKUs which results in

Packaging Unit: Revenue amounts to 285.8 Million Baht, increased by 11.0 Million Baht or 4.0% compared to the previous year as the Company has improved customer portfolio by focus more on high margin SKUs

consumer protection and customer privacy, taking into account the changing customer expectations for greater convenience and speediness over omni-channel. Beyond the above strategies, we focus on proactive