Offeror : UNIVENTURES PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 17/10/2012

Offeror : UNIVENTURES PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 01/11/2012

Offeror : FRASERS PROPERTY (THAILAND) PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 04/06/2019

Offeror : FRASERS PROPERTY (THAILAND) PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 20/06/2019

Offeror : FRASERS PROPERTY (THAILAND) PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 19/05/2020

Offeror : FRASERS PROPERTY (THAILAND) PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 28/05/2020

Offeror : FRASERS PROPERTY (THAILAND) PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 01/06/2020

Offeror : FRASERS PROPERTY (THAILAND) PUBLIC COMPANY LIMITED | Date of submission of the Statement of Intention : 07/07/2020

Bitcoin or Gold for a Diversifier? Tales of Before and During COVID-19 Crisis Financial Literacy and Fintech Adoption for Quality of Life Yosuke Kakinuma Chiang Mai University Business School SEC

allocated to each investment type e.g. cash deposit, stock market, real estate, gold, TFEX, and T-bond) as clustering variables. Three investor clusters are uncovered, namely, cash holders, old-fashioned