to remain fragile as overall purchasing power has not yet recovered, and household debt remains at a high level. The operating result of the Company in this quarter is still in line with the plan
retraction of economic activities and consumer spending. The consumer sentiment remains fragile as the country waits for vaccination against the new variant. Despite of such economic weakness, we delivered
discipline since 3Q22 by removing the freebies in the entry- level package while taking cautious steps to uplift the ARPU. However, the fragile cost-concern environment, especially for price-sensitive segments
the country while full vaccination remains low and vaccine supply posts another pressing factor. This raises the downside risk to the already weak economy, reflecting in fragile consumer spending and
fragile, others remained mired in uncertainty in terms of new modes of competition, a broader marketplace within the ASEAN Economic Community (AEC) and the digital age, along with external changes
Doing Business Index Fragile States Index Freedom in the World Scores Global Competitiveness Index Resource Governance Index Press Freedom Rankings Women, Business, and the Law Worldwide Governance
growth. Even though business loans are expected to receive an additional boost from public investment, retail loans will remain challenged mainly by fragile consumer confidence and household debt servicing
adequacy to facilitate current and future business undertakings both in normal and stress situations. Establish risk management policies and risk appetites. Set the risk limits for the significant aspects
the prior year of 24.67 million baht or 21.15%. From the recording normal provision expenses was 52.00 million baht and provided general reserve 40.00 million baht. For the overall performance of 2018
same period of the prior year of 27.12 million baht or 18.86%. From the recording normal provision expenses was 56.67 million baht and provided general reserve 60.00 million baht. For the overall