% respectively, while international business grew at 7.3% at constant FX. Q4’19 Revenue from sales were at THB 6,621 million (+4.6% YoY). - Fit Fast Firm project (OSP’s cost saving program) successfully delivered
ASEAN markets • Establishes a strong foundational platform in a highly attractive and fast growing market through a quality bank of scale 2 For the calculation of the transaction value, the IDR amount has
to extend our aspiration to become “Customers’ Life Platform of Choice”, meaning the most-preferred platform that can meet customers’ needs in every aspect of their lives. To this end, we work to
sophisticated products amid fast- changing market conditions with the proliferation of business innovations in order to integrate our services in alignment with customer needs, along with maximizing efficiency to
services supporting the full business cycle and consistent with actual needs. Products and services are offered in ways that are easy, convenient, and fast. Focus has also been on knowledge-based assistance
. Nonetheless, the business sector remained challenged by new modes of competition, the broader marketplace amid the advancing digital age, regulatory changes, the rapid pace of technological advancement and fast
our aspiration to become “Customers’ Life Platform of Choice”, meaning the most-preferred platform that can meet customers’ needs in every aspect of their lives, in order to deliver an excellent
treasury business: Focus has been on holistic risk management to support needs for product variety amid fast-changing market conditions, with the proliferation of business innovations in order to integrate
our strengths while ensuring cost- effectiveness, and to better serve customer needs that are ever more complex and varied. However, connectivity of KBank to other businesses within the ecosystem may
products suited to each customer’s needs. To maintain our leadership in digital service development, we have also enhanced transaction banking products and services in alignment with the fast-paced digital