MFC ASSET MANAGEMENT PUBLIC COMPANY LIMITED|Super Savings Fund : SSF | Offering Date : 14/01/2009 - 20/01/2009

MFC ASSET MANAGEMENT PUBLIC COMPANY LIMITED|Cross Investing Fund | Offering Date : 29/01/2015 - 06/02/2015

MFC ASSET MANAGEMENT PUBLIC COMPANY LIMITED|Long Term Equity Fund : LTF | Offering Date : 13/11/2017 - 22/11/2017

MFC ASSET MANAGEMENT PUBLIC COMPANY LIMITED|Retirement Mutual Fund : RMF | Offering Date : 15/11/2018 - 23/11/2018

on Return Long-term Return 5 From high to low fees: trigger, small-cap, large-cap, and index funds. Large-cap is the largest segment but more expensive funds with poorer performance have been selling

, SET HD TRI = 10 Total expense ratio (%) Through the analysis on each fund style, the closet index fund is the worst performer in long term, as well as being the most expensive fees. Closet Index Factor

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treatment of all shareholders. Company procedures should not make it unduly difficult or expensive to cast votes. 22 G20/OECD PRINCIPLES OF CORPORATE GOVERNANCE © OECD 2015 The right to participate in general

being an important fund raising tool for businesses that would otherwise have to rely on a more expensive funding from the banking system, is also less risky than equity instrument and can also be a

therapeutic possibilities, including rare diseases or extremely expensive, complex and long-term treatments; • Research to continually improve care and develop new treatments; • Training of doctors, midwives