. At any rate, KBank has studied the new regulations and made preparations, duly and thoroughly, to ensure that KBank has conducted our business in compliance with the revised legislation.  Guidelines

place relevant processes in preparation for and in compliance with the new regulations. 7  International Financial Reporting Standards (IFRS) In 2019, the IFRS Conversion Project continued to closely

this quarter, KBank expedited the implementation of the digital risk control system development plan in conformity with the current cyber threat environment and past performance, to achieve the target of

& Compliance Management 4. Regional Payment & Settlement 5. Data Analytics 6. Cyber Security 7. Performing Talent and Agile Organization 8. Modern World Class Technology Capability STRONG TRUSTWORTHY BRAND

guidelines for compliance with other requirements stipulated by the PSA and any that may be stipulated in the future. We have conducted studies and informed relevant staff to ensure that operations comply with

the debtor no more than once a day. KBank has thus communicated to our collection officers to ensure that they perform in compliance with this notification, while also arranging preparations for timely

compliance with the changing regulations in order to mitigate their impacts upon them directly or indirectly via customers, and maintain profitability. 5. Climate Change Risk For Thailand, extreme weather

Kong Securities & Futures Commission for mutual recognition of managed fund products. We also undertook a self-assessment for compliance with IOSCO Principles to pave the way for Thailand’s Financial

system  Holding a lecture on Governance, Risk Management and Compliance (GRC) for executives  Launching the “KBank Honest People” campaign to promote a culture of integrity in the workplace, in adherence

Principle 6 Act Collectively with Other Investors and Stakeholders as Appropriate 50 Principle 7 Regularly Disclose the Investment Governance Policy and Compliance with the Policy 51 REFERENCES 52