. Criteria Related to Recovery Plan for Enhanced Stability and Problem-Solving The Bank of Thailand issued Notification of the BOT No. SorNorSor. 16/2561 (2018) Re: Commercial Banks Required to Prepare
risk appetites. Set risk limits for the significant aspects of the various risks. Formulate strategy on the organization and resources to be used for risk management operations, in line with risk
the mechanism for supervising the service industry related to electronic transactions has been streamlined for enhanced clarity and in alignment with digital development for the economy and society
the Bank of Thailand and the Electronic Transactions Development Agency (Public Organization), to unite in making preparations to 4 combat cyber threats, ensuring customers of efficient IT cyber
products suited to each customer’s needs. To maintain our leadership in digital service development, we have also enhanced transaction banking products and services in alignment with the fast-paced digital
Internally generated intangible capital Firm’s organizational capital 𝑂𝐶𝑖𝑡 Capitalize expanses as an investment Most of the expenditures generating organization capital could not be capitalized into
relaxed rules will allow the private sector to 4 manage foreign exchange and conduct foreign exchange risk management with enhanced convenience and efficiency, effective February 15, 2020, which contain the
integrated risk management (IRM), effective capital management and creation of a culture of risk awareness organization-wide. All these efforts are aimed at maintaining KBank’s stability as a leading financial
beginning of the second quarter of 2019. Moreover, commercial banks will have to focus on cost and asset quality management for enhanced efficiency while also bracing for heightened competition, especially
enhanced monitoring of and engagement with the investee companies if monitoring pursuant to Principle 3 is considered insufficient. Principle 5: Have a clear policy on exercising voting rights and disclosure