as a result of enhanced effectiveness of the inventory management and the control of purchase orders at an appropriate level. 2. Liabilities As at 31 March 2018, the Company’s liabilities totaled Baht
commitment to developing efficiency in all our core service channels for enhanced cost effectiveness, in order to raise our capacity to reach our customers and deliver them excellent service. (1) Branch
enhanced business effectiveness and efficiency, as well as products that meet their needs and market circumstances. Focus was on personnel development to ensure that our employees have gained knowledge and
products suited to each customer’s needs. To maintain our leadership in digital service development, we have also enhanced transaction banking products and services in alignment with the fast-paced digital
effectiveness. 1. Branch network: Key initiatives for branch network management in the first quarter of 2020 included: - Domestic branch network: We focused on providing harmonized channels to ensure enhanced
5.0% in Q3 2017 to 6.8% in Q3 2018, driven by improved efficiency and increase volume. Selling and administrative expenses were Baht 36 million lower than last year due to cost control and lower
of execution challenge: Firms capable of good audits but do not perform consistently. • Enhanced auditors report: implement for audits of December 2016 year-end financial statements; firms are starting
cost. 3) Selling and Administration Expenses Selling and administration expenses decreased by Baht 11.4 million, or 6.5% from Q2/2016, as a result of improved efficiency in cost and expenses control. 4
Prioritise Advancing the Best Interest of Clients 40 Principle 3 Make Informed Investment Decisions and Engage in Active Ongoing Monitoring of Investee Companies 42 Principle 4 Apply Enhanced Monitoring of and
slightly decreased from 6.6% in Q2 2016 to 6.3% in Q2 2017, as improved margins in the automotive parts segment, driven by improved efficiency, was impacted by lower margins in the car dealerships. Selling