Central Retail Corporation Public Company Limited Management discussion and analysis /Page 1 Management Discussion and Analysis The Thai economy is expected to gradually recover in line with COVID-19
enhanced monitoring of and engagement with the investee companies if monitoring pursuant to Principle 3 is considered insufficient. Principle 5: Have a clear policy on exercising voting rights and disclosure
issues related to corporate strategies, environmental, social and governance (ESG) factors of investee companies. Principle 4: Oversee asset managers to apply enhanced monitoring of and engagement with an
investment decisions and engage in active ongoing monitoring of investee companies. 4. Apply enhanced monitoring of and engagement with the investee companies if monitoring pursuant to (3) is considered
to prevent zero-day attack, proactive threat detection e.g., increase visibility to detect external threats, and timely and effective threat response, for enhanced capability in tackling digital risk
via two projects including a soft loan scheme and the Portfolio Guarantee Scheme Phase 8 SMEs Sangthai program where loans are guaranteed by the Thai Credit Guarantee Corporation (TCG) (6) KLeasing auto
beginning of the second quarter of 2019. Moreover, commercial banks will have to focus on cost and asset quality management for enhanced efficiency while also bracing for heightened competition, especially
borrowers with good track records, as well as existing low-risk customers. Early warning signs were also developed with the use of transactional data for enhanced efficiency in risk monitoring and portfolio
Management Discussion & Analysis of Business Operation Bangchak Corporation Public Company Limited For the first quarter ended March 31st, 2018 Management Discussion and Analysis of Business
products suited to each customer’s needs. To maintain our leadership in digital service development, we have also enhanced transaction banking products and services in alignment with the fast-paced digital