• Financial literacy does not lead to QoL directly • Financial literacy needs to be redefined to include “Digital literacy” • One needs to have willing attitude to learn new things to overcome risks

landscape of the capital market. In 2019, the SEC initiated to revisit the whole legislative structure regarding the supervision of auditing professions in Thailand for the first time to enhance the

conducting its business at a high standard of Good Corporate Governance practices, particularly regarding the rights and equitable treatment of its shareholders. It is our responsibility to enhance the

employee compensation and career advancement, build a culture that enhance employees’ morale and loyalty to the firm, as well as create the work environment that would better suit the younger generations

efforts to enhance the roles and competitiveness of Thailand’s securities market in the global arena as well as its accessibility by both issuers and investors. It has also laid out measures to eliminate

Matters (KAMs) in the auditor’s report, which will be effective for the audit of financial statements ending 2016 onward. In these attempts, we aimed to enhance more understanding of the new auditor’s

. Sutasanee Karnasuta Objectives of bor rowing To enhance the company’s liquidity Borrowing amount Total amount 20,000,000 Baht which are: 1. 12,000,000 Baht by K Alliance Company Limited 2. 8,000,00 Baht by

direct channel for conveying our regional- and country-specific issues on the application and enforcement of the IFRS to the IASB. From these global participations, the SEC expects to further enhance the

. Sutasanee Karnasuta Objectives of bor rowing To enhance the company’s liquidity. Borrowing amount Total amount 20,000,000 Baht which are: 1. 12,000,000 Baht from K Alliance Company Limited 2. 8,000,00 Baht

criteria* for independence between each other. This is part of an effort to enhance the qualification of the Digital Asset Custodian Wallet Providers to ease the requirements for these providers that have