Progress SEC Classification : ใชภ้ายใน (Internal) Institutional strength Political stability Government effectiveness Regulatory effectiveness Rule of law Corruption Corruption Perceptions Index Ease of
our strengths while ensuring cost- effectiveness, and to better serve customer needs that are ever more complex and varied. However, connectivity of KBank to other businesses within the ecosystem may
) contains a salient point on amendment to the Bank of Thailand’s limited authority under Financial Institution Business Act B.E. 2551 (2008) to ensure enhanced efficiency in supervising specialized financial
safest and most responsible ways of moving people. Sustainability Roadmap Do no harm Do it better Differentiation What can young directors learn from the board? Board Effectiveness Board Diversity • Skills
expenses and cost effectiveness. 4. Tax expenses s increased by Baht 4.67 million compared to the same period Of the prior year. Sincerely yours, (Mr.Pongpat Patanavanich) Managing Director
expenses decreased by Baht 36.58 million or 6.11 % due to the effectiveness of costs and expenses control. 3. Finance costs decreased by Baht 1.70 million or 8.86% due to financial institutions interest
and to ensure that the effectiveness of our inspection systems is on par with the international standard. We first joined the International Forum of Independent Audit Regulators (“IFIAR”) in 2010. The
operating efficiency and the decrease in marketing expenses that resulted from the company’s policy to increase marketing effectiveness 4. Finance costs were Baht 75.93 million, an increase of Baht 2.66
marketing effectiveness, the decrease in allowance for doubtful account receivables, and the increase in operating efficiency. 4. Finance costs were Baht 227.55 million, a decrease of Baht 4.82 million or
described above and the effectiveness of cost management. Please be informed accordingly, Yours sincerely, -Ms. Thitapat Issarapornpat- (Ms. Thitapat Issarapornpat) Director and Acting on behalf of Company