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professionals, enticing investments in stocks and digital assets with seemingly low investment amounts and unrealistically high returns. The schemes claim that investing requires little to no knowledge and is
business operations. Other challenges also lie in the fast-changing technology which will provide consumers with increased alternatives in conducting financial transactions. 1.3 Regulatory Changes
have risen abruptly, especially the rapid evolution of digital technology, intensified effects of climate change, and regulatory changes in the financial business. To cope with these issues, most
other challenges remain. They include fast-changing technology, wherein non-bank players are joining the fray and playing an increasing role in the market as alternative service providers for consumers
Knowledge and Reporting Delivered by CDP For more information, visit www.ukpact.co.uk UK PACT: Partnering for Accelerated Climate Transitions Mission and vision • Delivered by BEIS, the UK’s Department for
hygiene culture across our four key areas of business processes and work systems, i.e., governance, policies, processes and technology, and people and culture. Key developments included: 9 Governance