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own, with standards comparable to those of the regulatory sandbox, in order to support the development of innovations and shorten the time until market launch. The move will help increase efficiency in
Capital Market 2010 2 4 7 8 10 12 13 19 25 30 33 Key Achievements Regulatory Improvement and Enforcement Market Efficiency Development Financial Literacy Promotion Corporate Capability and Effectiveness
with a firm commitment to efficiency, transparency and fairness. We have reached our operational goals and witnessed continual market development including stronger ethical conduct in all important areas
communication channels as part of our K-Culture program. Development of Fraud Management and Intelligent System to ensure enhanced security for customers’ transactions and increased efficiency in fraud
Digital Risk Management 18 Strategic Risk Management 19 3. Business Directions and Operations of Core Businesses 21 3.1 Sustainable Development and Corporate Governance 21 3.2 Business Directions of
payment systems. Medium Business KBank prioritizes development of digital banking innovations along with the offering of total solutions to strengthen our customers’ business operation efficiency. To this