Li tr es Grey Road Base Green Road Historic 8 -700 -600 -500 -400 -300 -200 -100 0 10% 20% 30% G ro ss p ro fit im pa ct ( A $m n) Convenience share charging Green Road Base case Grey road -14% -12

introduced customized financial services and innovations that provide greater customer convenience, speed and reliability with ever-greater consideration of consumer protection and customer privacy. Being

operating consumer goods business with largest convenience store chain. For your information Sincerely (Mr. Chirdsak Kukiattinun) Executive Chairman

greater customer convenience, speed and reliability with ever- greater consideration of consumer protection and customer privacy. To secure our status as a leading financial institution which can cope with

Thailand 4.0 policy for a cashless society, KBank developed various products and services for greater convenience and work efficiency of our customers. Of note were co-promotions with our B2C customers in

that provide greater customer convenience, speed and reliability with ever-greater consideration of consumer protection and customer privacy. To secure our status as a leading financial institution which

convenience to donors in donating money to charitable organizations linked to the Revenue Department’s e-Donation system.  Corporate Business KBank is determined to meet all of our corporate customers

resolutions as follows; 1. Determined the schedule of the Extraordinary General Meeting of the Shareholders No. 1/2017 (“EGM No. 1/2017”) on Monday, November 13, 2017 at 2.00 p.m., which will be held at 3rd

consumer protection and customer privacy, taking into account the changing customer expectations for greater convenience and speediness over omni-channel. Beyond the above strategies, we focus on proactive

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...